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Home » Posts by Sam
Jul14 0

FSBO Worse Than Foreclosure?

Posted by Sam in Buying a Home, Local Experts, Selling a Home, Short Sale & Foreclosure, Uncategorized

13 Reasons Why For Sale By Owner (FSBO)  Can Be Worse Than Foreclosure Even though foreclosure is one of the most catastrophic events any home owner can face, a For Sale By Owner (FSBO) can be much worse. With a foreclosure, the potential loss for a family is limited to their home or the amount owed to their lender, whereas an FSBO gone bad can leave a family in even bigger distress. The liability is often not limited to the value of the home: In the case of false advertising, the liability is...

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Jun06 0

Appraisal & Home Owners Agree!

Posted by Sam in Buying a Home, Local Experts, Mortgage Info, Real Estate, Selling a Home, Uncategorized

In today’s housing market, where supply is very low and demand is very high, home values are increasing rapidly. Many experts are projecting that home values could appreciate  by another 5% (or more) over the next twelve months. One major challenge in such a market is the bank appraisal. When prices are surging, it is difficult for appraisers to find adequate, comparable sales (similar houses in the same neighborhood that recently closed) to defend the selling price when performing the...

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Jun05 0

4 Things NOT to Do When Selling

Posted by Sam in Pre-Market Opportunities, Real Estate, Selling a Home, Short Sale & Foreclosure

So you’ve decided to put your home on the market. Congratulations! Hopefully, you’ve brought a rockin’ REALTOR® on board to help you list your spot, and together you’ve done your due diligence on what to ask for. As you start checking things off your to-do list, it’s also important to pay mind of what not to do. Below are a handful of things to get you started. Don’t over-improve As you ready your home for sale, you may realize you will get a great return on...

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May22 0

Interest Rates Affect Buying Power

Posted by Sam in Buying a Home, Featured Property, Local Experts, Mortgage Info, Real Estate

According to Freddie Mac’s latest Primary Mortgage Market Survey, interest rates for a 30-year fixed rate mortgage are currently at 4.61%, which is still near record lows in comparison to recent history! The interest rate you secure when buying a home not only greatly impacts your monthly housing costs, but also impacts your purchasing power. Purchasing power, simply put, is the amount of home you can afford to buy for the budget you have available to spend. As rates increase, the price of the...

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Apr19 0

Household Mortgage Debt

Posted by Sam in Buying a Home, Local Experts, Mortgage Info, New Construction, Real Estate, Selling a Home

Some homeowners have recently done a “cash out” refinance and have taken a portion of their increased equity from their house. Others have sold their homes and purchased more expensive homes with larger mortgages. At the same time, first-time buyers have become homeowners and now have mortgage payments for the first time. These developments have caused concern that families might be reaching unsustainable levels of mortgage debt. Some are worried that we may be repeating a behavior that helped...

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